Today
Operator-first.
A founder + a wallet + a team of agents. Treasury, Capital, IR + the bookkeeping foundation — surfaced in a UI you sign from. Your accountant lives in the action ledger.
The AI back office
for crypto-native startups.
Six AI agents — Treasury, Capital, IR, Books, AP, AR. On-chain-first. Agent-driven. Non-custodial. The wallet is the books.
Live action ledger
APproposed payment to Anthropic — $142.10 USDC·Base
ARinvoice INV-0042 paid by Acme Corp — $4,500 USDC·Base
BKclassified 23 transactions · 0 low-confidence·Polygon
TRproposed deposit — 8,000 USDC → audited Base vault·Base
APextracted bill from forwarded email · vendor Stripe·—
ARreminder sent to Globex — INV-0039 due in 3 days·—
BKmonthly close packet generated · Oct 2025·—
TRrebalance executed · tx 0x71f2…a809·Arbitrum
APproposed payment to Anthropic — $142.10 USDC·Base
ARinvoice INV-0042 paid by Acme Corp — $4,500 USDC·Base
BKclassified 23 transactions · 0 low-confidence·Polygon
TRproposed deposit — 8,000 USDC → audited Base vault·Base
APextracted bill from forwarded email · vendor Stripe·—
ARreminder sent to Globex — INV-0039 due in 3 days·—
BKmonthly close packet generated · Oct 2025·—
TRrebalance executed · tx 0x71f2…a809·Arbitrum
The team
Six agents.
One team. Zero custody.
Three headline agents do what only on-chain autonomy unlocks. Three foundation agents keep the books that feed them. You hire; they propose; you sign — and they talk to each other in between.
TR
Treasury
Treasurer / FP&A
Reconciles wallets across chains, deploys idle USDC under your rules, fires runway alerts.
- Multi-wallet · multi-chain reconciliation
- Safe-Module-driven idle-balance optimization
- Per-chain runway + rebalance proposals
CA
Capital
Cap-table & vesting
One cap table for equity AND tokens. Drafts SAFTs and deploys vesting on-chain.
- Equity + token cap table in one place
- SAFT / SAFE drafting + on-chain vesting
- Vesting schedule tracking + conversion
IR
IR
Investor Relations
Drafts monthly updates from real numbers. Board packs. Data room. Pipeline.
- Monthly update drafted from your numbers
- Board pack + runway / burn reports
- Pipeline + data-room curation
BK
Books
Bookkeeper / Controller
On-chain ↔ off-chain in one ledger. Syncs to Xero / QBO. Closes the month.
- On-chain ↔ off-chain reconciliation
- Xero / QuickBooks sync
- Monthly close packet
AP
AP
Accounts Payable
Forward bills. AI extracts, screens, proposes. You sign.
- Inbox-as-source-of-truth + AI extraction
- Vendor learning + sanctions screening
- Payment proposals — you sign
AR
AR
Accounts Receivable
Invoices with card-or-any-token links. Settles in USDC. Auto-reconciles.
- Public link — card or any token, 85+ chains
- Settles in USDC on Base
- Auto-reconciliation back to Books
The spine
Propose. Approve. Sign.
Every money-moving action follows the same three steps — shared by every agent on the team. The audit trail is sacred and visible to every accountant who ever touches your books.
Step 01
Agent proposes
Every classification, match, or payment surfaces as a proposal with a confidence score. Uncertainty stays visible.
Step 02
Human approves
You review the proposal in context — vendor, amount, chain, gas. One click to approve, one click to amend.
Step 03
Wallet signs
Softmax constructs an unsigned transaction. Your wallet signs. The action ledger logs proposer, approver, hash. Forever.
The posture
Non-custodial.
Always.
Softmax never holds a key. Never co-signs. Never has unilateral move authority over your funds. If a feature would require custody, we don't ship it.
Wallet keys live on your device — Safe multisigs, hardware wallets, Thirdweb embedded wallets. We propose the transaction; you sign it. The same posture every accountant and auditor will look for.
- Your keysWallet sigs, never ours
- Read everythingWrite nothing without you
- You approveEvery money-moving action
- Immutable ledgerAuditor-grade trail
The lighthouse
Built for a world where AI runs the company.
Today: a back office that proposes, you sign. Tomorrow: the same harness, exposed as MCP and CLI tools, so an AI agent running an on-chain company can talk to its own books, draft its own invoices, and post Treasury proposals — with the same audit ledger, the same non-custodial posture, the same human (or signing-policy) as final approver.
v2 — developer tier
Agent-callable.
The same primitives — propose, classify, draft, reconcile — exposed as an MCP server + CLI. Customers' own AI agents read their books and post proposals through Softmax. Auth is policy-based; signing remains human (or hardware-policy).
Year 2 — agent economy
Back office for AI-native companies.
When AI agents start operating businesses themselves, those businesses still need a back office. Same six agents, new ICP. The action ledger and the signing harness were built for this from day one — it's the same product, served wider.
Developer docs + the MCP server are coming. The v1 schema and event surface were designed against them — what you see today is the foundation, not a refactor target.
Pricing
Less than a tank of gas.
A junior finance hire is $5,000-$15,000 a month, takes weeks to onboard, still needs management. Your Softmax team activates in 15 minutes, works 24/7, starts at $99.
Solo
Solo founder running 1-3 wallets
$99/ month
- Bills + Books only
- 1 user · up to 3 wallets
- 1 Gmail · Xero or QBO
- 50 bills/mo
Team
2-5 person crypto-native startup
$299/ month
- Full team — Treasury, Capital, IR + Books, AP, AR
- 5 users · unlimited wallets
- Multi-Gmail · Xero + QBO
- 1k actions/mo · monthly close packet
Agency
Larger teams + multi-entity ops
$799/ month
- Everything in Team
- 15 users · accountant seats
- 3 entities · custom reports
- Priority support
Custom
Sales-only, multi-entity unlimited
$1,499+/ month
- SLA · dedicated onboarding
- Advanced policy engine
- Multi-entity unlimited
12-month period is flat 12× monthly — no annual discount. Pay with card or any token across 85+ chains; settles in USDC on Base. Renewal is explicit, never auto-charged.